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Whatever the state of your credit report, our financial directors, experts in their field for more than 60 years, are at your disposal to help you realize your projects according to your budget and lifestyle and to make the best choice among the many options available to you.
Usually, when the time comes to buy a vehicle, most customers choose to finance or lease. What are the differences? Learn about the facets of each option and compare them below.
Financing a MINI
The ideal option for those who cover a lot of roads. Financing has no annual mileage limit.
When your finance contract expires, the vehicle is yours entirely and no additional payment is claimed.
Opt for a longer term to reduce your payments or, conversely, a very short term to own your vehicle as quickly as possible.
Leasing a MINi
You are only charged for the use of the vehicle, which reduces the number of monthly payments. However, the vehicle does not belong to you at the end of the term.
Choose a term and annual mileage that fits your budget and lifestyle. The flexibility of our options makes it easier to access your dream vehicle.
While the options are flexible, many customers choose a shorter term as they prefer to drive a newer vehicle or change vehicles more often.
Comparison of Services
| Financing | Leasing | |
| New Vehicles | Yes | Yes |
| Demos | Yes | Possibly* |
| Pre-Owned Vehicles | Yes | No |
| Payment Frequency | Weekly, bi-weekly, monthly | Weekly, bi-weekly, monthly |
| You Own the Vehicle at End of Term | Yes | No** |
| Annual Mileage | Unlimited | Up to 24,000 kilometres per year*** |
| Prepaid Maintenance Programs Available**** | No charge | No charge |
| 24/7 Roadside Assistance | No charge | No charge |
| Include Accessories in Payment***** | Yes | Yes |
| Protection Programs Available***** | Yes | Yes |
* Leasing programs may not be available on some vehicles in inventory. Consult our sales team for more information.
** You have the option to buy or finance it at the end of the term.
*** You have the option to add additional kilometres. Consult your sales consultant for more information.
**** Periodic maintenance free of charge for 3 years/40,000 km including oil changes and more. Consult your sales consultant for more information.
**** Available as an option. Consult your financial director for more information.
